
The floods of early 2023 and increasing warnings of more extreme weather to come, has helped New Zealanders realise the importance of, and the need to, prepare homes to weather big storms. So, we have pulled together five ways to protect your home from floods. Some of these options are expensive, but well worth the cost. If you need to do renovations to prepare your home for extreme weather events, we can help you obtain a mortgage top-up or renovation loan

Check your property’s flood risk by getting a LIM report from your council. Keep sandbags on hand. Where possible, move valuable items to higher ground.
Keep drains clear of debris to prevent blockages or reduced function. Check your property plan to see where underground pipes are laid, before planting trees. Roots often create drain blockages. You can contact your local council and they will provide additional information you may need. These include online search; by phone or in-person at the council.
Raise the foundations of homes at risk of flooding, to recommended heights or invest in remedial work where possible. Whilst this may be a costly once-off exercise, it may save you a lot of headache and distress in the future.
Check whether gutters and drains are appropriately sized and positioned. This will assist rapid water run off. Often leaves, moss, debris and even bird nests can clog your cutters, making it difficult for rainwater to drain away.


Gardens and lawns should surround your house, and use materials that can withstand extreme weather and flooding.
Contact us today to discuss how we can assist you to minimise your risk and protect your home better.
Angela is an accredited Financial Adviser, licensed under FSP742251 and has been in the Financial Industry since 2006. Our 5-star Google reviews reflect the excellent customer experience we promise — making your home loan journey positive, stress-free, and rewarding. At Platinum Mortgages, our clients are the reason we exist — so you can be confident every step is guided by genuine care and expertise.