Helping You Become a Homeowner with a Welcome Home Loan

Are you looking to buy your first home? Need to borrow for a first home loan or welcome home loan? Getting onto the property ladder can be a big step. The good news is that Platinum Mortgages Advisers are not new to the business and they are here to help and advise, every step of the way.

As a first-time buyer, you may have saved for a deposit over the past couple of years, to secure your home. This will determine how much you need to borrow as a first home loan, also known as a welcome home loan. The first home loan, underwritten by Kāinga Ora - Homes and Communities , is an initiative to make it easier for you to buy your first home.

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The next step is to talk to a Mortgage Adviser, to seek mortgage advice on how much you can borrow. This will give you a better idea of the type of property you can afford to buy when you start looking for your first home.

Mortgage advisers for your welcome home loan

Platinum Mortgages Advisers understand both the excitement and stress of the path to homeownership. With their access to, and great relationships with banks across the nation, they know exactly which bank lender is right for you and will negotiate the best deal in your best interest. Platinum Mortgages home loan Advisers are on hand throughout the process to provide professional, unbiased advice and guidance.

The team at Platinum Mortgages has years of experience in dealing with the welcome home loan and first home loan applications. When you’re taking your first step in finding, buying and maintaining your first home, you’ll feel more comfortable knowing that you’re getting honest, expert advice from people who’ve seen it all.

Platinum Mortgages Advisers will guide you through the welcome home loan schemes and potential home start grants, including low deposit and gifting options. They will help you negotiate the best deals with the lenders.

First Home Grant

Getting a deposit together could be easier than you thought. If you are a first home buyer or a previous homeowner and have been contributing regularly to KiwiSaver for 3-5 years, you may be eligible for First Home Grant of up to $10,000 from Kāinga Ora – Homes and Communities. Talk to a Mortgage Adviser from Platinum Mortgages, to see if you are eligible for the First Home Grant and take a step closer to buying your first home.

KiwiBuild Homes

KiwiBuild homes are only sold to selective first home buyers through a ballot process. As Registered Financial Advisers, Platinum Mortgages endeavour to negotiate a low deposit KiwiBuild homes mortgage, that suits your circumstances and needs.

Not sure if you are eligible for First Home Loan?

Did you know that as a first home buyer, you might be eligible for a home loan if you pay 5% deposit? Many Kiwis thought they would never own their own home, and now they do, thanks to the expert knowledge and perseverance at Platinum Mortgages.

To find out more about getting your First Home Loan, contact the Platinum Mortgages team. The Mortgage Advisers will assess your circumstances, understand your needs, answer any questions you have and provide you with recommendations of the options available.