Lending Test Rate NZ Update: Impact on Borrowing Power August 8, 2025 Update 2025: Banks and non-banks continue to adjust the lending test rates they use to calculate loan affordability. These changes... Read more
Borrowing Just Got Easier: Changes to the Responsible Lending Code August 11, 2024 As of 31 July 2024, the New Zealand Government has loosened the Responsible Lending Code rules. The changes mean a... Read more
Credit Scores in New Zealand Explained August 7, 2022 What You Need to Know About Credit Scores If you’re preparing to apply for a mortgage or simply reviewing your... Read more
What are the Mortgage Lending Criteria in NZ? April 6, 2022 This article explains the main mortgage lending criteria in NZ, what lenders usually assess, and what can affect your chances... Read more
How much deposit do I need to buy a house in NZ? November 10, 2020 Owning your own home in New Zealand is part of our culture. As prices have increased in recent years, this... Read more
