Mortgage Declined Due to Affordability in New Zealand An affordability-related mortgage decline means the application did not meet the lender’s servicing calculation. It does not necessarily mean the... Read more
Mortgage Declined Due to Low Deposit in New Zealand Having a mortgage application declined because of a low deposit can be frustrating, particularly when the repayments appear affordable. A... Read more
Why Was My Mortgage Declined in New Zealand? A mortgage is usually declined because the lender believes the complete application does not meet its affordability, risk or policy... Read more
Mortgage After Bankruptcy NZ | Rebuild Toward Home Ownership A discharged bankruptcy does not always close the door to home ownership. Rebuilding toward home ownership after bankruptcy often depends... Read more
Pros and Cons of Non Bank Lenders in NZ (Is it Right for You?) A non bank lender can create a pathway when a bank’s policy does not fit. This flexibility may come with... Read more
How Credit Card Debt Affects Mortgage Borrowing Capacity in NZ How Credit Card Debt Impacts Your Mortgage Affordability in New Zealand Credit card debt is common in New Zealand and... Read more
What Is a Mortgagee Sale in NZ? A mortgagee sale is one of the most serious outcomes that can follow unresolved mortgage default. It can be stressful... Read more
Mortgage With Bad Credit in NZ Getting a mortgage with bad credit in New Zealand may still be possible, but the type of credit issue, how... Read more
How to get a mortgage if self-employed for less than 2 years Self-employed for less than 2 years and dissapointed by a declined application? This article shows you how to get a... Read more
