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Investment Properties

Explore Platinum Mortgages’ articles on property investment, equity, deposits and lending considerations for NZ investors.

You may be able to use equity in your home or another property to help fund the deposit for an...

1. Rental Income Can Help Offset Property Costs A residential investment property may produce regular rent. That income can help...

Refinancing isn’t just about if you should do it – it’s about when. Timing your refinance correctly can reduce repayments, improve...

A debt-to-income ratio, usually shortened to DTI, compares total relevant debt with accepted gross annual income. Registered banks apply DTI...

Funding an investment property deposit is not always as simple as saving cash in the bank. Some property investors use...

Getting an investment-property mortgage approved involves more than having a deposit or equity available. The lender assesses the borrower, the...

How Policy Changes Are Reshaping Property Investment Property investment in New Zealand is entering a new phase. Recent government updates...

This article is for New Zealanders moving to Australia, and provides guidance and factors to consider when deciding whether to...

Mortgage interest is often one of the largest expenses involved in owning a residential rental property. From 1 April 2025,...