Lending Test Rate NZ Update: Impact on Borrowing Power Update 2025: Banks and non-banks continue to adjust the lending test rates they use to calculate loan affordability. These changes... Read more
5 Reasons an Income Property Is a Great Investment NZ Market Update: 2025 Snapshot Before diving into the five reasons, let’s take a look at the current property investment... Read more
Mortgage Holiday vs Interest-Only: What’s Best in NZ? If your mortgage repayments have become harder to manage, a mortgage holiday or temporary switch to interest-only repayments may help... Read more
How Do Interest-Only Mortgages Work In New Zealand? Understanding Interest-Only Home Loans An interest-only mortgage lets you pay just the interest charged on your loan for an agreed... Read more
When Is the Best Time to Refinance in New Zealand? Refinancing isn’t just about if you should do it – it’s about when. Timing your refinance correctly can reduce repayments, improve... Read more
How to prepare to go unconditional on a property During house hunting, your energy is likely spent on open homes, exploring areas, and settling debates about architecture and commute... Read more
Mortgage Break Fees: What You Need to Know If you are thinking about breaking a fixed-rate mortgage early, the first thing to understand is that there may be... Read more
Make 2025 The Year You Reach Your Property Goals! A new year is the perfect time to reflect and plan for the future. If New Year’s resolutions aren’t for... Read more
Less Than 20% Home Deposit? Understanding Low Equity Margins and Premiums Buying your own home with less than 20% deposit is possible! While 20% is the magic number for getting your... Read more
