Our blog

May 31, 2022

How do interest only mortgages work? Learn more here!

Interest only mortgages, often referred to as IO or principle relief, can work for you in certain circumstances, but you...

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Mortgage Application Rejected , Home Loan Denied, Declined Home Mortgage

May 16, 2022

How soon can you re-apply after your mortgage application was declined?

We hear the phrase “My mortgage application was declined” on almost a daily basis. With the current tight lending rules,...

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What is the mortgage lending criteria in NZ?

April 6, 2022

Mortgage Lending Criteria in NZ

What is the Mortgage Lending Criteria in NZ? Looking to buy a home and want to know what the banks...

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Mortgage Broker Services

March 23, 2022

Four Important Services That Mortgage Brokers Provide For Life

Mortgage brokers provide important services throughout the life of your mortgage....

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February 24, 2022

What do lenders look for in a home loan application?

What do lenders consider when assessing a home loan application? When preparing to apply for a home loan, it can...

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New building built _ Turn-Key or Progress Payment

February 1, 2022

The Difference Between Turn-Key and Progress Payment

Turn-key and progress payment contracts are the two different types of construction contracts available when you build a new home....

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Mortgage for Investment Property

January 25, 2022

Can I get a mortgage for an investment property?

Can I buy an investment property? Many clients have asked me “can I get a mortgage for an investment property”....

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January 22, 2022

Got Bad Credit And Want Your Mortgage application approved?

This article addresses the question often asked – can I get a mortgage even though my credit history is poor?...

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January 12, 2022

New Zealand Debt-to-Income Ratios

Learning About DTI And Its Impact Interest rates are on the increase, and the subject of debt-to-income ratios (DTIs) keeps...

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