July 10, 2025
Mortgage Holiday vs Interest-Only- What’s Best in NZ?
With increased financial pressures in 2025, more homeowners are exploring temporary mortgage relief options. Both a mortgage holiday and an...
Category Archives: Mortgage Broker
July 7, 2025
New 10-Year Interest-Only Mortgages NZ (2025)
A Game-Changer for Property Investors As of June 2025, there is a new 10-year interest-only mortgage option for eligible property...
June 30, 2025
How do interest only mortgages work? Learn more here!
Understanding Interest-Only Home Loans This article explains how an Interest-Only mortgage works in NZ. Some borrowers in New Zealand want...
June 27, 2025
Is It a Good Time to Refinance When Interest Rates Are Low
A refinance when interest rates are low or falling can be a smart financial decision, but it may not always...
June 4, 2025
New Zealand Debt-to-Income Ratios
What is a debt-to-income ratio (DTI)? Debt-to-income ratios are a calculation that determines how much someone can borrow. The ratio...
May 6, 2025
Should I Purchase a New Build or an Existing House
Purchasing a house involves weighing the many pros and cons. This article considers whether you should buy a new build...
April 28, 2025
What Happens When You Miss a Mortgage Payment?
What Happens When You Miss a Mortgage Payment? Missing a mortgage payment is stressful! It can have serious implications, but...
April 23, 2025
Can I get a mortgage for an investment property?
If you’re wondering if you can buy an investment property, you’re not alone! Investment properties are one of the most...
February 26, 2025
How to prepare to go unconditional on a property
During house hunting, your energy is likely spent on open homes, exploring areas, and settling debates about architecture and commute...