Category Archives: Mortgage Broker

Mortgage Holiday or Interest Only

July 10, 2025

Mortgage Holiday vs Interest-Only- What’s Best in NZ?

With increased financial pressures in 2025, more homeowners are exploring temporary mortgage relief options. Both a mortgage holiday and an...

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Bade 10 year interest only

July 7, 2025

New 10-Year Interest-Only Mortgages NZ (2025)

A Game-Changer for Property Investors As of June 2025, there is a new 10-year interest-only mortgage option for eligible property...

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June 30, 2025

How do interest only mortgages work? Learn more here!

Understanding Interest-Only Home Loans This article explains how an Interest-Only mortgage works in NZ. Some borrowers in New Zealand want...

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June 27, 2025

Is It a Good Time to Refinance When Interest Rates Are Low

A refinance when interest rates are low or falling can be a smart financial decision, but it may not always...

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Notebook with 'Debt Ratio' and 'Debt-to-Income (DTI) Ratios in New Zealand' written on the cover, surrounded by calculator, pen, and office supplies on a bright yellow desk – representing financial planning and mortgage lending in NZ

June 4, 2025

New Zealand Debt-to-Income Ratios

What is a debt-to-income ratio (DTI)? Debt-to-income ratios are a calculation that determines how much someone can borrow. The ratio...

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Architectural floor plan with pencils forming a house outline on a wooden desk

May 6, 2025

Should I Purchase a New Build or an Existing House

Purchasing a house involves weighing the many pros and cons. This article considers whether you should buy a new build...

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Close-up of a hand holding a rubber stamp with the word 'mortgage arrears' printed on it.

April 28, 2025

What Happens When You Miss a Mortgage Payment?

What Happens When You Miss a Mortgage Payment? Missing a mortgage payment is stressful! It can have serious implications, but...

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Mortgage for Investment Property

April 23, 2025

Can I get a mortgage for an investment property?

If you’re wondering if you can buy an investment property, you’re not alone! Investment properties are one of the most...

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Going Unconditional

February 26, 2025

How to prepare to go unconditional on a property

During house hunting, your energy is likely spent on open homes, exploring areas, and settling debates about architecture and commute...

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