August 30, 2024
Borrowing Just Got Easier: Changes to Lending Test Rates
As of August 2024, many of the major banks and non bank lenders have decreased the lending test rate they...
Category Archives: Blog
August 11, 2024
Borrowing Just Got Easier: Changes to the Responsible Lending Code
As of 31 July 2024, the New Zealand Government has loosened the Responsible Lending Code rules. The changes mean a...
August 4, 2024
Can I get the First Home Loan? What you need to know
We’re all aware that, with high prices and conservative lending, first-home buyers face greater challenges than before. Therefore, it’s crucial...
July 1, 2024
The DTI Restrictions are Here – What Does This Mean?
As of 1 July 2024, Debt-to-Income (DTI) restrictions have been introduced as an additional affordability check for lenders to complete...
June 17, 2024
The First Home Grant is Gone: What Does This Mean For First-Home Buyers?
On the 22nd of May, the New Zealand Government surprised everyone by announcing that the First Home Grant had been...
May 30, 2024
End of Financial Year Tax Tips for NZ Property Investors
End of Financial Year Tax Tips for NZ Property Investors Tax season can be daunting, but it’s a great time for...
May 26, 2024
How Credit Card Debt Impacts Your Mortgage Affordability
How Credit Card Debt Impacts Your Mortgage Affordability in New Zealand Credit card debt is common in New Zealand and can...
April 25, 2024
Mortgage Refinance Unlocks Savings & Financial Freedom
Saving Thousands with Mortgage Refinance Stay ahead in the ever-changing New Zealand real estate market, by remaining vigilant and exploring...
April 22, 2024
Property Investment
Property Investment – Revolutionised The time has come for some relief for Property Investment. Legislation is being reshaped. The government...