Investment Property Mortgage in New Zealand Getting an investment-property mortgage approved involves more than having a deposit or equity available. The lender assesses the borrower, the… Read More
How to prepare to go unconditional on a property During house hunting, your energy is likely spent on open homes, exploring areas, and settling debates about architecture and commute… Read More
Mortgage Break Fees: What You Need to Know If you are thinking about breaking a fixed-rate mortgage early, the first thing to understand is that there may be… Read More
Make 2025 The Year You Reach Your Property Goals! A new year is the perfect time to reflect and plan for the future. If New Year’s resolutions aren’t for… Read More
What Is a Low Equity Margin or Premium in New Zealand? A low equity margin, commonly called a LEM, is an additional interest-rate amount that some lenders may apply when a… Read More
What Do Lenders Look At In A Home Loan Application? When you apply for a home loan in New Zealand, the lender reviews the information and evidence in your application. … Read More
Interest Rates are Down; What it Means for First-Home-Buyers Mortgage interest rates are on the move New Zealand mortgage interest rates have been steadily decreasing since August this year…. Read More
Borrowing Just Got Easier: Changes to the Responsible Lending Code As of 31 July 2024, the New Zealand Government has loosened the Responsible Lending Code rules. The changes mean a… Read More
Want a First Home Loan? What you need to know We’re all aware that, with high prices and conservative lending, first-home buyers face greater challenges than before. Therefore, it’s crucial… Read More