July 1, 2024
The DTI Restrictions are Here – What Does This Mean?
As of 1 July 2024, Debt-to-Income (DTI) restrictions have been introduced as an additional affordability check for lenders to complete...
Category Archives: First Home Buyers
June 17, 2024
The First Home Grant is Gone: What Does This Mean For First-Home Buyers?
On the 22nd of May, the New Zealand Government surprised everyone by announcing that the First Home Grant had been...
May 26, 2024
How Credit Card Debt Impacts Your Mortgage Affordability
How Credit Card Debt Impacts Your Mortgage Affordability in New Zealand Credit card debt is common in New Zealand and can...
February 6, 2024
Save Thousands on Your Mortgage with Flatmates
Yes, you can save thousands on your mortgage with flatmates or boarders. It also relieves the financial stress with the...
January 11, 2024
Building Inspection Report Guide for NZ Buyers and Sellers
The Role of a Building Inspection Report This article provides a Building Inspection Report Guide for both NZ Buyers and...
May 1, 2023
Using a Guarantor to Get a Mortgage in New Zealand
Getting finance for your first home can be challenging. For some, having a guarantor is the answer to meeting a...
March 1, 2023
Strategies to cope with rising mortgage interest rates
Today many New Zealanders are feeling the strain of the high cost of living, particularly with the high mortgage interest...
November 7, 2022
Mortgage Preparation
Saving for a deposit on a house? Read on for other key steps to prepare your finances when applying for...
October 25, 2022
Mortgage Terms
Mortgage Terms – Common Terminology Explained When buying a house and getting a mortgage, you’ll inevitably come across property and...