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First Home Buyers

Browse our articles covering different stages of buying a first home in New Zealand. Topics include financial preparation, deposits, guarantor arrangements, property considerations and mortgage terminology. Each article explores a particular decision or part of the first-home-buying process.

How to Prepare Your Finances Before Applying for a First-Home Mortgage

Saving for a deposit on a house? Read on for other key steps to prepare your finances when applying for...

Mortgage Terms

Mortgage Terms – Common Terminology Explained When buying a house and getting a mortgage, you’ll inevitably come across property and...

How Does a Student Loan Affect Getting a Mortgage?

You can get a mortgage while you have a New Zealand student loan. The loan does not automatically prevent approval....

Top Tips For First Home Buyers – 2025

This article provides top tips for first home buyers by Angela Downie at Platinum Mortgages. This blog is for first...

How much deposit do I need to buy a house in NZ?

If you are buying a home you intend to live in, a 20% deposit is generally the preferred target in...

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