Mortgage Arrears in New Zealand: What It Means and What You Can Do Being behind on your mortgage is stressful. If you’ve fallen behind on your mortgage repayments and the pressure is building,… Read More
Using Equity to Buy an Investment Property in New Zealand You may be able to use equity in your home or another property to help fund the deposit for an… Read More
Lending Test Rate NZ Update: Impact on Borrowing Power Update 2025: Banks and non-banks continue to adjust the lending test rates they use to calculate loan affordability. These changes… Read More
Mortgage After Bankruptcy NZ | Rebuild Toward Home Ownership A discharged bankruptcy does not always close the door to home ownership. Rebuilding toward home ownership after bankruptcy often depends… Read More
5 Potential Benefits and Risks of Investment Property in New Zealand 1. Rental Income Can Help Offset Property Costs A residential investment property may produce regular rent. That income can help… Read More
What Happens When You Miss a Mortgage Payment? If you miss a mortgage payment in New Zealand, it does not immediately mean you will lose your home. However,… Read More
Pros and Cons of Non Bank Lenders in NZ (Is it Right for You?) A non bank lender can create a pathway when a bank’s policy does not fit. This flexibility may come with… Read More
Using a Guarantor to Get a Mortgage in New Zealand A guarantor mortgage allows a parent or family member to support your home loan by agreeing to repay the debt… Read More
The First Home Grant is Gone: What Does This Mean For First-Home Buyers? Is the First Home Grant Still Available in New Zealand? No. The First Home Grant closed to new applications at… Read More