May 6, 2025
Should I Purchase a New Build or an Existing House
Purchasing a house involves weighing the many pros and cons. This article considers whether you should buy a new build...
Category Archives: First Home Buyers
February 26, 2025
How to prepare to go unconditional on a property
During house hunting, your energy is likely spent on open homes, exploring areas, and settling debates about architecture and commute...
December 18, 2024
Less Than 20% Home Deposit? Understanding Low Equity Margins and Premiums
Buying your own home with less than 20% deposit is possible! While 20% is the magic number for getting your...
October 22, 2024
Interest Rates are Down; Time for First-Home Buyers to Get Up!
Mortgage interest rates are on the move New Zealand mortgage interest rates have been steadily decreasing since August this year....
August 4, 2024
Can I get the First Home Loan? What you need to know
We’re all aware that, with high prices and conservative lending, first-home buyers face greater challenges than before. Therefore, it’s crucial...
July 1, 2024
The DTI Restrictions are Here – What Does This Mean?
As of 1 July 2024, Debt-to-Income (DTI) restrictions have been introduced as an additional affordability check for lenders to complete...
June 17, 2024
The First Home Grant is Gone: What Does This Mean For First-Home Buyers?
On the 22nd of May, the New Zealand Government surprised everyone by announcing that the First Home Grant had been...
May 26, 2024
How Credit Card Debt Impacts Your Mortgage Affordability
How Credit Card Debt Impacts Your Mortgage Affordability in New Zealand Credit card debt is common in New Zealand and can...
February 6, 2024
Save Thousands on Your Mortgage with Flatmates
Yes, you can save thousands on your mortgage with flatmates or boarders. It also relieves the financial stress with the...