Category Archives: Mortgage Broker

Interest Rate Increase on Mortgages

March 1, 2023

Strategies to cope with rising mortgage interest rates

Today many New Zealanders are feeling the strain of the high cost of living, particularly with the high mortgage interest...

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Flooding Relief Options Available from New Zealand Banks

February 5, 2023

Flooding Relief Options Available from the New Zealand Banks

Flooding relief options made available here! At Platinum Mortgages we’re thinking of the many people, families and communities affected by...

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Mortgage Preparation - Be Prepared

November 7, 2022

Mortgage Preparation

Saving for a deposit on a house? Read on for other key steps to prepare your finances when applying for...

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Mortgage Glossary Terms

October 25, 2022

Mortgage Terms

Mortgage Terms – Common Terminology Explained When buying a house and getting a mortgage, you’ll inevitably come across property and...

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Student Loan with Mortgage Application

October 3, 2022

How does a student loan affect getting a mortgage?

Does a student loan affect getting a mortgage? If you earned a degree recently, then there’s a good chance you’re...

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September 1, 2022

Should I Purchase a New Build or an Existing House

To purchase a new build or an existing house is the question. This decision involves a lot of weighing of...

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May 31, 2022

How do interest only mortgages work? Learn more here!

Interest only mortgages, often referred to as IO or principle relief, can work for you in certain circumstances, but you...

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Mortgage Application Rejected , Home Loan Denied, Declined Home Mortgage

May 16, 2022

How soon can you re-apply after your mortgage application was declined?

We hear the phrase “My mortgage application was declined” on almost a daily basis. With the current tight lending rules,...

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What are the mortgage lending criteria in NZ?

April 6, 2022

What are the Mortgage Lending Criteria in NZ?

Are you looking to buy a home and want to know what the banks will look at when considering your...

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