Category Archives: Blog

May 31, 2022

How do interest only mortgages work? Learn more here!

Interest only mortgages, often referred to as IO or principle relief, can work for you in certain circumstances, but you...

Read More Here

Mortgage Application Rejected , Home Loan Denied, Declined Home Mortgage

May 16, 2022

How soon can you re-apply after your mortgage application was declined?

We hear the phrase “My mortgage application was declined” on almost a daily basis. With the current tight lending rules,...

Read More Here

What are the mortgage lending criteria in NZ?

April 6, 2022

What are the Mortgage Lending Criteria in NZ?

Are you looking to buy a home and want to know what the banks will look at when considering your...

Read More Here

Mortgage Broker Services

March 23, 2022

Four Important Services That Mortgage Brokers Provide For Life

Mortgage brokers provide important services throughout the life of your mortgage....

Read More Here

New building built _ Turn-Key or Progress Payment

February 1, 2022

The Difference Between Turn-Key and Progress Payment

Turn-key and progress payment contracts are the two different types of construction contracts available when you build a new home....

Read More Here

January 22, 2022

Got Bad Credit And Want Your Mortgage application approved?

This article addresses the question often asked – can I get a mortgage even though my credit history is poor?...

Read More Here

January 12, 2022

New Zealand Debt-to-Income Ratios

Learning About DTI And Its Impact Interest rates are on the increase, and the subject of debt-to-income ratios (DTIs) keeps...

Read More Here

Auction hammer used when buying a property at auction

December 16, 2021

Top Tips for Buying a Property at Auction

Best Tips for Buying a Property at Auction Buying a property at auction can be a bit daunting so this...

Read More Here

Self Employed Mortgage

November 20, 2021

How to get a mortgage if self-employed for less than 2 years

Self-employed for less than 2 years and dissapointed by a declined application? This article shows you how to get a...

Read More Here