Category Archives: Mortgage Broker

September 1, 2022

Should I Purchase a New Build or an Existing House

To purchase a new build or an existing house is the question. This decision involves a lot of weighing of...

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May 31, 2022

How do interest only mortgages work? Learn more here!

Interest only mortgages, often referred to as IO or principle relief, can work for you in certain circumstances, but you...

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Mortgage Application Rejected , Home Loan Denied, Declined Home Mortgage

May 16, 2022

How soon can you re-apply after your mortgage application was declined?

We hear the phrase “My mortgage application was declined” on almost a daily basis. With the current tight lending rules,...

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What is the mortgage lending criteria in NZ?

April 6, 2022

Mortgage Lending Criteria in NZ

What is the Mortgage Lending Criteria in NZ? Looking to buy a home and want to know what the banks...

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Mortgage Broker Services

March 23, 2022

Four Important Services That Mortgage Brokers Provide For Life

Mortgage brokers provide important services throughout the life of your mortgage....

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First Home Grant

March 1, 2022

Can I get the First Home Loan or the First Home Grant? What you need to know

We’re all aware that first home buyers face greater challenges than before. Therefore, it’s crucial to be aware of the...

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February 24, 2022

What do lenders look for in a home loan application?

What do lenders consider when assessing a home loan application? When preparing to apply for a home loan, it can...

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Mortgage for Investment Property

January 25, 2022

Can I get a mortgage for an investment property?

Can I buy an investment property? Many clients have asked me “can I get a mortgage for an investment property”....

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January 12, 2022

New Zealand Debt-to-Income Ratios

Learning About DTI And Its Impact Interest rates are on the increase, and the subject of debt-to-income ratios (DTIs) keeps...

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