• Our office is closed for the festive season from Friday 19 December and will reopen on Wednesday 14 January.
  • Our office is closed for the festive season from Friday 19 December and will reopen on Wednesday 14 January.
  • Our office is closed for the festive season from Friday 19 December and will reopen on Wednesday 14 January.
  • Our office is closed for the festive season from Friday 19 December and will reopen on Wednesday 14 January.
  • Our office is closed for the festive season from Friday 19 December and will reopen on Wednesday 14 January.
  • Our office is closed for the festive season from Friday 19 December and will reopen on Wednesday 14 January.
  • Our office is closed for the festive season from Friday 19 December and will reopen on Wednesday 14 January.

Our blog

Mortgage Advice with Platinum Mortgages
Mortgage for Investment Property
April 23, 2025

Can I get a mortgage for an investment property?

If you’re wondering if you can buy an investment property, you’re not alone! Investment properties are one of the most…

Going Unconditional
February 26, 2025

How to prepare to go unconditional on a property

During house hunting, your energy is likely spent on open homes, exploring areas, and settling debates about architecture and commute…

Mortgage Break Fees What You Need to Know
January 20, 2025

Mortgage Break Fees: What You Need to Know

Thinking about breaking your fixed mortgage? We’ll help you understand the costs before you make the move. Breaking a fixed-term…

2025 Property Goals: Steps to save for a deposit, pay down your mortgage, and plan renovations for first-home buyers and property investors.
January 17, 2025

Make 2025 The Year You Reach Your Property Goals!

A new year is the perfect time to reflect and plan for the future. If New Year’s resolutions aren’t for…

Low Equity Margins and Premiums
December 18, 2024

Less Than 20% Home Deposit? Understanding Low Equity Margins and Premiums

Buying your own home with less than 20% deposit is possible! While 20% is the magic number for getting your…

What do lenders look for in a home loan application?
November 4, 2024

What do lenders look for in a home loan application?

What do lenders look for in a home loan application? When preparing to apply for a home loan, it can…

Interest Rates are Down; Time for First-Home Buyers to Get Up!
October 22, 2024

Interest Rates are Down; Time for First-Home Buyers to Get Up!

Mortgage interest rates are on the move New Zealand mortgage interest rates have been steadily decreasing since August this year….

Responsible Lending Changes - Easier Home Loan Approvals
August 11, 2024

Borrowing Just Got Easier: Changes to the Responsible Lending Code

As of 31 July 2024, the New Zealand Government has loosened the Responsible Lending Code rules. The changes mean a…

Can I get the First Home Loan? What you need to know
August 4, 2024

Want a First Home Loan? What you need to know

We’re all aware that, with high prices and conservative lending, first-home buyers face greater challenges than before. Therefore, it’s crucial…