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Choosing between a bank and a non bank lender can feel confusing. Banks usually have sharper rates if you fit…

Update 2025: Banks and non-banks continue to adjust the lending test rates they use to calculate loan affordability. These changes…

Yes, you can get a mortgage after being discharged from bankruptcy – but it comes with its challenges. It takes…

NZ Market Update: 2025 Snapshot Before diving into the five reasons, let’s take a look at the current property investment…

In this article we discuss the impact of missing a mortgage payment, and what to do. Missing a mortgage payment…

We hear the phrase “My mortgage application was declined” on almost a daily basis. With the current tight lending rules,…

Non-bank lenders can help when the bank says no—but they’re not always the right fit. This guide walks through the…

Getting finance for your first home can be challenging. In some cases, a guarantor provides the support needed to meet…

On the 22nd of May, the New Zealand Government unexpectedly announced the cancellation of the First Home Grant. Applications submitted…