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With increased financial pressures in 2025, more homeowners are exploring temporary mortgage relief options. Both a mortgage holiday and an…

A Game-Changer for Property Investors As of June 2025, there is a new 10-year interest-only mortgage option for eligible property…

Understanding Interest-Only Home Loans This article explains how an Interest-Only mortgage works in NZ. Some borrowers in New Zealand want…

Refinancing isn’t one-size-fits-all.  The best strategy depends on whether you want to cut costs, simplify debts or unlock equity.  In…

Refinancing isn’t just about if you should do it – it’s about when.  Pick the right time and you could…

In this mortgage refinancing guide, we walk you through the process, key decisions, tools and FAQs, so you can make…

What is a debt-to-income ratio (DTI)? Debt-to-income ratios are a calculation that determines how much someone can borrow. The ratio…

While building a property portfolio is a great way to invest, finding 30% or more for an investment property deposit…

Purchasing a house involves weighing the many pros and cons. This article considers whether you should buy a new build…