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Posts by category

• Category: Bankruptcy
  • Can I get a mortgage after bankruptcy or a loan default?
• Category: Bridging Finance
  • How Bridging Finance Works
• Category: Debt Consolidation
  • What Is The Smartest Way To Consolidate Debt?
  • What Is Debt Consolidation And Why Is It Helpful?
• Category: First Home Buyers
  • Using a Guarantor to Get a Mortgage in New Zealand
  • The First Home Grant is Gone: What Does This Mean For First-Home Buyers?
  • Should I Purchase a New Build or an Existing House
  • How to prepare to go unconditional on a property
  • Less Than 20% Home Deposit? Understanding Low Equity Margins and Premiums
  • Interest Rates are Down; Time for First-Home Buyers to Get Up!
  • Want a First Home Loan? What you need to know
  • Save Thousands on Your Mortgage with Flatmates
  • Building Inspection Report Guide
    for both NZ Buyers and Sellers
  • Strategies to help you cope with rising mortgage interest rates
  • Mortgage Preparation
  • Mortgage Terms
  • How does a student loan affect getting a mortgage?
  • Credit Scores – Everything you need to know
  • Top Tips For First Home Buyers – 2025
  • How much deposit do I need to buy a house in NZ?
• Category: First Home Grant / First Home Loan
• Category: Home Loans
  • Property Auction Tips NZ: How to Buy at Auction (Without the Panic)
• Category: Interest Only
  • New 10-Year Interest-Only Mortgages NZ (2025)
  • How do interest only mortgages work? Learn more here!
• Category: Investment Properties
  • 5 Reasons an Income Property Is a Great Investment
  • When Is the Best Time to Refinance in NZ?
  • New Zealand Debt-to-Income Ratios
  • You Can Buy an Investment Property Today With Only a 10% Deposit!
  • Can I get a mortgage for an investment property?
  • Debt-to-Income (DTI) in New Zealand: What It Means for Home Buyers and Investors
  • End of Financial Year Tax Tips for NZ Property Investors (Updated 2025)
  • Reshaping Property Investment in NZ
    (2025)
  • Moving to Australia – Sell or Rent Out NZ Property?
  • Interest Deductibility Changes for NZ Property Investors (Updated 2025)
  • Getting Ready to Sell Your Property
  • Can I Purchase an Investment Property with a 10% or 20% Deposit?
• Category: Large Debts
• Category: Lending Criteria
  • Lending Test Rate NZ Update: Impact on Borrowing Power
  • How soon can you re-apply after your mortgage application was declined?
  • What do lenders look for in a home loan application?
  • Borrowing Just Got Easier: Changes to the Responsible Lending Code
  • What are the Mortgage Lending Criteria in NZ?
  • Four Key Mortgage Broker Services That Support You for Life
• Category: Mortgage Broker
  • What Happens When You Miss a Mortgage Payment?
  • Mortgage Holiday vs Interest-Only- What’s Best in NZ?
  • Mortgage Break Fees: What You Need to Know
  • Make 2025 The Year You Reach Your Property Goals!
  • Pre Settlement Mastered A Comprehensive Guide for Home Sellers
  • Top Tips for Mindful Christmas Spending in NZ – Unlock Financial Serenity
  • NZ Housing Market Upturn
  • Property Market Changing – Buying and Selling
  • Mortgage Solutions For Everyday Scenarios
  • Gifting vs Inheritance Pros and Cons
  • Offset Mortgages – Maximising Savings & Flexibility
  • Property Equity, Negative Equity And Impact
  • MAKING HOME OWNERSHIP EASIER
  • What is a Property Valuation in NZ and What it’s Used For
  • Releasing the Equity in Your Property
  • How Much Should You Offer For a Property?
  • Auckland Property Market April 2023 Insights
  • 5 Ways to Protect Your Home from Flooding
  • April 2023 RBNZ OCR – What it means
  • Making Financial Plans? It’s Important to Know What’s Happening in the Market
  • Strategies for Paying off a Mortgage Earlier
  • Flooding Relief Options Available from the New Zealand Banks
  • Talk Of The End Of The Housing Boom?
  • Why Should You Get Expert Advice From A Mortgage Broker?
• Category: Mortgage Declined / Bank Said No
• Category: New Builds / Construction Loans
  • The Difference Between Turn-Key and Progress Payment
• Category: Non Bank Lending
  • Non Bank vs Bank Home Loans in NZ: When Each Makes Sense
  • Mortgage After Bankruptcy in NZ
  • Pros and Cons of Non Bank Lenders in NZ (Is it Right for You?)
  • How Credit Card Debt Impacts Your Mortgage Affordability
  • Heading for a Mortgagee Sale Due to Mortgage Default? Allow Us to Help!
  • Low-Doc Home Loans in NZ (No Financials)
  • Mortgage With Bad Credit in NZ
  • How to get a mortgage if self-employed for less than 2 years
  • Can I Still Get a Mortgage If I Have Debt?
  • 4 Advantages of Non Bank Lenders in NZ (When Banks Say No)
• Category: Refinance
  • Mortgage Refinance Strategies and Best Practice
  • Mortgage Refinancing Guide | Process Tools & FAQ